ABOUT ME
I Get It Because I’ve Been There.
Hi, I’m Justin.
I’m a Marine Corps veteran with an IT background who found himself buried in debt after trying to keep up with the Joneses for a while.
But I wasn’t going to stay there.
I started building tools to help myself understand my finances, stay on track, and dig out of the hole I’d created. Spreadsheets. Calculators. Systems that actually made sense. I used the same discipline that got me through the Marines to attack my debt with a plan.
It wasn’t easy. Life threw curveballs. There were setbacks and months where I felt like I wasn’t making progress. But I kept pushing, and eventually, I made it to the other side.
Today, I’m debt-free and building the community and tools I wish existed when I was in the fight. Everything on PayoffHub is free because I remember what it feels like to need help and not know where to turn.
These tools aren’t perfect, but they work. I use them. I improve them constantly. And I genuinely believe they can help you the way they helped me.
You can do this.
It takes time, discipline, and a solid plan, but freedom is possible. I’m proof of that, and you can be too.
Let’s get you there.
— Justin
